代償高利降息：可配合代償當舖、地下錢莊的高利貸款，平轉降息或整合負債，減輕負擔。 Benedict wrote that throughout the nineteen eighties and nineties, “the proper to some protection (for clergymen) was so wide as to generate a conviction almost unachievable.” 信用評分越高，借款人獲得較低利率的機會就越大，貸款機構會根據借款人的信用記錄來評估其還款能力，信用狀況良好的借款人通常能獲得較優惠... https://robertf691dfg5.mysticwiki.com/user